Wealthsimple Referral Boost 2026: Give $50, Get $50 Until Nov 12

The Short Answer

From November 5 to 12, 2026, Wealthsimple doubles its referral bonus. You and your friend each get $50, instead of the usual $25, when your friend signs up with your referral link or code EYFZGA during the window and funds $100 or more from outside Wealthsimple within 30 days. See the Wealthsimple referral code for the base $25 offer and the code.

The $50 replaces the $25. It does not stack. No cap on friends. One $50 bonus per friend.

How The $50 Works

A referral counts when your friend signs up for the first time through your referral link, or applies your code to an unfunded account. The window runs November 5 at 12:01 a.m. ET to November 12 at 11:59 p.m. ET.

What Counts As $100

The $100 is Net Deposits. It must come from a different investment institution, as a qualified institutional transfer, a crypto transfer, or a deposit. Wealthsimple subtracts withdrawals and transferred margin debit balances.

Funding from inside Wealthsimple does not count. That includes peer-to-peer transfers, Wealthsimple bonuses, and promotional credits. Funding from Wealthsimple affiliates does not count either.

Wealthsimple must receive the funds within 30 days of the referral. Starting a transfer is not enough.

The referrer must also qualify: a funded Promotional Account with $100 in Net Deposits when the friend funds, or the referral does not qualify.

If your friend funded before using your code, they can still apply it within 7 days of first funding. The 30-day clock then runs from 7 days before they entered the code.

Payout, Separately

The bonus is cash. Wealthsimple applies it to your eligible Chequing account within 24 hours after the qualifying funding is completed and processed. The app says the $50 arrives as soon as your friend funds. No need to wait for the offer to end.

Chequing is required. You must be the primary owner, and the account must be in good standing. If you have no Chequing when the bonus is issued, Wealthsimple gives 90 days from the first notification to open one. A bonus not applied to Chequing expires 90 days after issuance. An expired bonus is forfeited.

The $50 then has a 180-day hold. Keep it in your Wealthsimple account for 180 days from the day it is applied, or Wealthsimple may deduct it from your final withdrawal or otherwise recover it.

Bonuses of this nature usually have tax implications. Wealthsimple will not issue a tax slip for a bonus paid to a non-registered account. Consult an accountant or tax professional.

What Did Not Change

The $100 funding rule, 30-day window, 180-day hold, 24-hour payout, and Chequing requirement are unchanged from the base offer. Only the amount and the event registration gate are new.

The base $25 returns for referrals outside this window. Base terms took effect June 8, 2026, last updated September 11, 2026.

The boost combines with other offers, except Super Referral Boost, the Wealthsimple Credit Card 5% Cash Back Referral Offer, the Wealthsimple Affiliate Referral Program, and the Wealthsimple Referral Promotion. That last exclusion is why the $50 replaces the $25 instead of stacking to $75. The 1% Match is not excluded, and the deal page confirms it stacks with the Referral Program. Match terms still control the Match.

Limitations

Wealthsimple's terms control if this post differs. Eligibility is individual. A friend must be new to a Promotional Account: Trade, Crypto, Managed Investing, or Chequing.

The friend must be a Canadian resident of the age of majority, and the primary holder of a joint account, an RESP, or a Spousal RRSP. A secondary holder does not qualify. One bonus per referee. Cross-referrals do not qualify. A referrer and a referee cannot refer each other.

Wealthsimple may cancel, amend, withdraw, or restrict the promotion at any time without notice. It is the sole arbiter of its rules. Refer after November 12 and the $50 does not apply. The rule in force at that time applies instead.