Wealthsimple Referral Code 2026: Get a $25 Bonus
Use Wealthsimple referral code EYFZGA to get $25 after at least $100 of qualifying external funding within 30 days. The bonus is paid to eligible Wealthsimple Chequing after qualification and has a 180-day hold.
How to Qualify
- Open the Referral Link Start through the referral link before first funding when possible.
- Fund at Least $100 Receive at least $100 of qualifying external funding within 30 days.
- Receive the $25 Bonus The $25 base bonus is paid to eligible Wealthsimple Chequing after qualifying funding is processed.
$100+ qualifying external funding within 30 days · 180-day bonus hold
EYFZGAWe may receive a referral benefit if you qualify.
Use the referral link before your first funding. Already funded? If eligible, enter code EYFZGA within 7 days. After that, contact Wealthsimple support. View Recovery Guide
Open Wealthsimple Referral- To Qualify
- $100 External Funding
- Deadline
- Fund Within 30 Days
- Payout
- Within 24 HoursAfter qualifying funding is processed · Chequing account required
Wealthsimple Bonus Breakdown
Transferring $25,000+? Compare the 1% Match
Stacking ConfirmedWealthsimple says the 1% Match can stack with its Referral Program. Register before transferring at least $25,000 from another Canadian investment institution. Cash deposits, Interac e-Transfers, and internal Wealthsimple transfers do not qualify.
Wealthsimple Referral Bonus Requirements
- Eligible New Wealthsimple Client Be a new Wealthsimple client for an eligible Trade, Crypto, Managed Investing, or Chequing account. If you already opened or funded an account recently, check the documented referral-recovery path before assuming you are ineligible.
- Canadian Resident of Age of Majority Be a legal resident of Canada and at least the age of majority in your province or territory.
- Primary Account Holder For an RESP, Spousal RRSP, or joint Promotion Account, the person registered for the referral must be the primary account holder. A secondary holder does not qualify for a separate referral bonus.
- $100+ Qualifying External Funding Receive at least $100 of qualifying external institutional transfers, crypto transfers, and/or deposits within the 30-day funding period. Internal Wealthsimple transfers, peer-to-peer transfers, Wealthsimple bonuses or promotional credits, and affiliate funding do not count.
Timing & Payout
- Referral Relationship
- Start through the referral link, or enter referral code EYFZGA within seven days of first funding if eligible. The referral relationship determines the funding-period timing.
- Funding Deadline
- At least $100 of qualifying external funding must be received by Wealthsimple within 30 days of the referral relationship being established.
- Bonus Payout
- The $25 base bonus is applied to eligible Wealthsimple Chequing within 24 hours after the qualifying referral funding has been completed and processed.
- 180-Day Hold
- Keep the $25 referral bonus in Wealthsimple for 180 days from the day it is applied or Wealthsimple may deduct or recover the bonus.
Don't Lose Your Wealthsimple Referral Bonus
- Use External Money OnlyInternal Wealthsimple transfers, peer-to-peer transfers, Wealthsimple-issued bonuses or promotional credits, and affiliate funding do not count toward the $100 referral minimum.
- Do Not Miss the 30-Day Funding PeriodThe qualifying $100 must be received by Wealthsimple within the referral funding period. Starting a transfer is not enough if the required funding is not received in time.
- Make Sure the Registered Person Is PrimaryFor multiple-holder accounts such as an RESP, Spousal RRSP, or joint account, the primary holder must be the person registered for the referral.
- Keep the $25 Bonus for 180 DaysRemoving the referral bonus during its 180-day hold can allow Wealthsimple to deduct it from a withdrawal or otherwise recover it.
- Have an Eligible Chequing Account for PayoutThe referral bonus is paid to Wealthsimple Chequing. If you do not have an eligible Chequing account when the bonus is issued, Wealthsimple gives 90 days after the first notification to open one before an unapplied bonus is forfeited.
Wealthsimple Referral Code FAQ
What is the Wealthsimple referral code for 2026?
The Wealthsimple referral code on this page is EYFZGA. Eligible new clients can get a $25 base referral bonus after establishing the referral relationship and receiving at least $100 of qualifying external funding within 30 days.
How much is the Wealthsimple referral bonus?
The standard current referral bonus is $25 for the referred new client and $25 for the existing referrer after a successful qualifying referral. Funding more than $100 does not increase the referred client's $25 base referral bonus.
What funding counts toward the $100 Wealthsimple referral minimum?
Qualifying external funding can include institutional transfers, crypto transfers from external wallets, and eligible deposits from outside Wealthsimple. Internal Wealthsimple transfers, peer-to-peer transfers, Wealthsimple bonuses or promotional credits, and transfers from Wealthsimple affiliates do not count.
When is the $25 Wealthsimple referral bonus paid?
Wealthsimple's current terms say the base bonus is applied to the client's eligible Wealthsimple Chequing account within 24 hours after the successful qualifying referral funding has been completed and processed.
Can I withdraw the Wealthsimple referral bonus immediately?
The current referral promotion has a 180-day hold on the $25 bonus. Removing it during that period may allow Wealthsimple to deduct or recover the bonus.
Can the Wealthsimple referral bonus stack with the 1% Match?
Yes. Wealthsimple's current 1% Match terms explicitly list the Wealthsimple Referral Program as an allowed combination. The Match has separate requirements: register before transferring, move at least $25,000 of qualifying account transfers from another Canadian investment institution, and follow its 24-month payout and 730-day withdrawal rules.
Why might my Wealthsimple referral bonus not appear?
Common causes include not establishing the referral in time, missing the 30-day funding period, using funding that does not qualify, registering only as a secondary holder of a multiple-holder account, or not having accounts in good standing. An eligible Wealthsimple Chequing account is required for payout; if you do not have one when the bonus is issued, Wealthsimple provides a 90-day window after the first notification to open one.
Sources & Verification 4 first-party sources Checked
- Wealthsimple Referral Bonus Promotion 2026$25 base bonus, eligibility, $100 external-funding requirement, 30-day funding period, Chequing payout, 180-day hold and combinabilityView Source (opens in a new tab)
- Wealthsimple Confirm Your ReferralSeven-day self-serve code window, manual support after the window, funding that counts and funding that does not countView Source (opens in a new tab)
- Wealthsimple Referral ProgramPublic $25-each referral offer and $100 funding headlineView Source (opens in a new tab)
- Wealthsimple 1% Match 2026$25,000 minimum, registration-before-transfer rule, eligible account transfers, 24 monthly payments, withdrawal rules and referral stackingView Source (opens in a new tab)
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