Limited-Time Promotion

Chexy Rogers Red Cash Back 2026: Up to 3% on Rent Until May 10, 2027

By CRC Research Team · Published · 6 min read

Promotion Period: November 11, 2026 to May 10, 2027

From Nov 11, 2026 to May 10, 2027, Rogers Red cardholders earn up to 3% cash back on Chexy rent and bill payments: 2% with an eligible Rogers service plus a 1% bonus. A 1.75% Chexy fee applies, and the bonus caps at $10,000 or $25,000.

Key Takeaways

  • Up to 3% cash back: 2% Rogers Red rate with an eligible Rogers service, plus a 1% bonus to May 10, 2027.
  • The 1.75% Chexy fee is not in the $396 headline. Net on the $13,200 Legend example is $165.
  • $396 is the Legend example only. World and World Elite cap the bonus at $10,000, for $364 gross, $133 net.
  • Bonus posts up to 5 months later. Caps include Chexy fees. No eligible Rogers service means a 1% to 1.5% base.

Timeline

  • Nov 11, 2026 Offer starts at 12:01 a.m. ET
  • Dec 31, 2026 Chexy tiers end; holiday sign-up window ends
  • May 10, 2027 Offer ends at 11:59 p.m. ET
On This Page

The Short Answer

From Nov 11, 2026 to May 10, 2027, Rogers Red cardholders earn up to 3% cash back on Chexy rent, bill, and tax payments. The 3% is a 2% Rogers Red rate with an eligible Rogers service, plus a 1% Chexy bonus.

Net on Chexy's $13,200 example: $165 on Legend, $133 on World and World Elite.

Chexy charges a 1.75% fee on every payment, and the fee is not subtracted from the headline figures. The example is $2,200 a month for 6 months. See the Chexy referral code for the separate $25 referral offer for new Chexy users.

This is a card offer, not a Chexy referral bonus. The $25 referral is separate Chexy Cash. The Rogers page does not say the two interact, and this post does not claim they stack.

How the 3% Breaks Down

Rate With Rogers Service Without Rogers Service
Rogers Red base 2% 1% to 1.5%
Chexy bonus 1% 1%
Total Up to 3% 2% to 2.5%

The 2% base needs an eligible Rogers service. Without one, the standard rate is 1% to 1.5% depending on the card. The 1% bonus applies to eligible Chexy payments charged and posted to the card between Nov 11, 2026 and May 10, 2027.

Four cards qualify. Link the card once in the Chexy website or app:

  • Rogers Red World Mastercard
  • Rogers Red World Elite Mastercard
  • Rogers Red World Elite Business Mastercard
  • Rogers Red World Legend Mastercard

To qualify, a payment must:

  • Be initiated and completed through Chexy
  • Be billed directly to the card in the offer period
  • Be identified by Rogers Bank as an eligible Chexy transaction

Annual caps on the 2% rate: Rogers Bank caps the accelerated 2% rate at $26,000 a year for World and $61,000 a year for World Elite, from Aug 4, 2026, resetting on the account anniversary. Past the cap, World drops to 1% and World Elite drops to 1.5% until the reset. Legend has no annual cap. The net figures in this post assume the 2% rate holds for the full 6 months. A World cardholder paying $2,200 a month in rent spends $26,400 a year on rent alone, so the cap can bite on rent before other spending counts. The Rogers Bank notice does not cover World Elite Business. Your cardholder disclosure controls for that card.

After May 10, 2027, eligible Chexy payments earn the standard rate only. The 1% bonus ends.

How It Works In 3 Steps

  1. Link the card. Link an eligible Rogers Red card once in the Chexy website or app.
  2. Pay through Chexy. Pay rent, bills, or tax through Chexy between Nov 11, 2026 and May 10, 2027.
  3. Wait for the bonus. The bonus posts to the card rewards balance, up to 5 months later.

The $396 Headline Trap

Chexy's headline example shows $396. That figure is the Legend example only, and it is gross of the fee. Chexy's own disclaimer gives $364 for World and World Elite on the same $13,200 spend, because the 1% bonus caps at $10,000. Neither figure subtracts the 1.75% fee of $231.

Gross cash back split into fee and net on $13,200 of spend: Legend $396 gross, $231 fee, $165 net. World and World Elite $364 gross, $231 fee, $133 net.

Card Gross Cash Back Chexy Fee Net Value
Legend $396 $231 $165
World $364 $231 $133
World Elite $364 $231 $133

The fee also counts toward the bonus cap. The terms state the limits are inclusive of processing fees. The bonus therefore covers slightly less than $10,000 or $25,000 of actual bills.

The Bonus Caps

Card Bonus Cap
Rogers Red World Legend Mastercard $25,000
Rogers Red World Mastercard $10,000
Rogers Red World Elite Mastercard $10,000
Rogers Red World Elite Business Mastercard $10,000

One cap per account: the cap applies per Rogers Bank account, not per card. The primary cardholder and authorized users share one cap. Once the cap is reached, further payments earn the standard rate only, with no more bonus.

Switching cards resets the count: switching to a different eligible card during the period resets the counted spend toward the new card limit. Switching back to a card held earlier in the period does not reset the spend already counted toward that card limit.

The 5-Month Wait

Posting delay: Bonus Rewards are applied to the card rewards balance and may take up to 5 months to post. Do not count the bonus as money in hand when the payment posts.

Offer risk: the offer may also change, cancel, or extend at any time without notice. The terms and the card benefits guide control.

What It Earns After the Fee

Net cash back over 6 months by monthly rent: $112.50 at $1,500 a month on both caps, $165 versus $133 at $2,200, $225 versus $145 at $3,000.

Monthly Rent 6-Month Spend Net, $25,000 Cap Net, $10,000 Cap
$1,500 $9,000 $112.50 $112.50
$2,200 $13,200 $165 $133
$3,000 $18,000 $225 $145

At $1,500 a month, all cards net the same, because $9,000 sits inside the $10,000 cap. At $2,200 a month, the Legend cap is worth $32 more over the offer period. At $3,000 a month, it is worth $80 more.

View the current Chexy offer before the bonus ends May 10, 2027.

Run your own numbers with the Rent Rewards Calculator. Compare Chexy with Neobanc and other options in Pay Rent With a Credit Card in Canada. The Chexy vs Neobanc guide has the full fee comparison.

What Did Not Change

$25 referral: unchanged. New users who sign up through the referral link and complete a first payment in the app get $25 in Chexy Cash. That credit applies to future Chexy payments and cannot be withdrawn.

Milestones: the holiday milestone promo sign-up window runs to Dec 31, 2026, inside the Rogers window. See the Chexy holiday referral promo for the milestone math.

Tiers: referral status tiers end Dec 31, 2026, but $25 referrals continue.

Rogers purchases: Chexy payments are not eligible Rogers purchases. This offer does not change that.

Limitations

Terms control: Chexy's and Rogers Bank's terms control if this post differs. Eligibility is individual. Rogers Bank states it is not responsible for maintaining or controlling the accuracy of the information on the Chexy page. Full card terms live at Rogers Bank.

Qualification: a payment qualifies only if Rogers Bank identifies it as an eligible Chexy transaction from the information it receives. If a bonus does not appear, Rogers Bank directs cardholders to the number on the back of the card.

Bottom line: do not move money only for the bonus. The net after the fee is $27.50 a month on $2,200 of rent with service, and $5.50 to $16.50 without it.

View the Current Offer

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About CRC Research Team

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