Canada Referral Codes
Finder
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Finder Rewards Referral Link Canada 2026

Current Offer

Current Finder Rewards Up to $175 Digital Visa

Reward Varies by Product · No Extra Friend-Only Referral Bonus

Explore Finder Rewards

Start from this Finder referral link, sign in or create a Finder account, then choose an eligible offer and complete its tracked application in the same session. Each product has separate eligibility and campaign dates.

To Qualify
Product-SpecificCheck eligibility before applying
Payout
After VerificationSee each product's terms

Finder offers product-specific digital Visa rewards for eligible new Canadian applicants. Current rewards reach $175 for BMO Performance Chequing. Join through the Finder referral link, choose an eligible offer, and complete its requirements. The referred member receives the ordinary Finder reward; the referrer may separately receive a referral reward.

How to Qualify

  1. Open the Finder Referral Link Sign in or join Finder using the referral link before starting your chosen product.
  2. Choose One Eligible Offer Check the current product reward, eligibility window, and any prohibition against stacking other referral or cashback offers.
  3. Complete the Tracked Requirements Apply through Finder in the same session, satisfy funding or approval rules, and keep the eligible account active through fulfilment.
Finder Referral Offer Explore Finder Rewards

Finder Bonus Breakdown

BMO Performance Chequing
$175 Digital Visa
Get $175 via Finder
Scotiabank Gold American Express
$150 Digital Visa
Get $150 via Finder
Scotiabank Preferred Chequing
$100 Digital Visa
Get $100 via Finder
Neo Chequing or Savings
$80 Digital Visa
Get $80 via Finder
Qtrade Direct Investing
$80 Digital Visa
Get $80 via Finder
KOHO
$75 Digital Visa
Get $75 via Finder

Does the Referral Link Add a Bonus for the New Member?

Separate Applicant and Referrer Rewards
Referred MemberRegular Product-Specific Finder Reward
ReferrerRAF Reward if Eligible

The referred member receives the standard Finder Reward for the eligible product, not a larger friend-only bonus. Finder may separately pay the referrer for a successful eligible referral. Reward amounts and offer dates depend on the product.

Do not stack Finder with a competing provider referral or cashback route unless the exact product terms explicitly permit it. The six current offers have different qualification mechanics.

Check the Current First-Party Terms (opens in a new tab)

Referral Recovery

No Manual Recovery

Finder requires a unique referral link before the qualifying product action. Its public terms do not promise retroactive referral attribution after an application is completed without that link.

Finder Referral Bonus Requirements

  • Finder Membership Be a registered Finder member and open the eligible product through its unique tracked Finder link.
  • New-Customer Restrictions Each issuer has its own new-customer definition. For example, current BMO terms exclude an existing BMO relationship in the prior 20 years.
  • One Signup Route Choose the Finder application route or a competing personal referral/portal route; do not assume they can stack.
  • Product-Specific Qualification Deposits, credit approval, name/email matching, hold requirements and deadlines differ by product. Check its live terms.

Timing & Payout

Campaign Cutoffs
BMO, Scotiabank Preferred and Qtrade currently end November 30, 2026; Neo, KOHO and Scotiabank Gold currently end December 30, 2026, subject to Finder changes.
Reward Verification
Finder verifies eligibility with the applicable provider after the product's qualifying event. A click alone does not earn either reward.
Fulfilment and Disputes
Digital Visa fulfilment and missing-reward claim windows vary by promotion. Follow the specific linked product terms and Finder member dashboard.

Don't Lose Your Finder Referral Bonus

  • Use a Clean, Consistent SessionSign into Finder, complete the tracked application in one browser session, avoid VPNs or ad blockers, and keep matching account contact details.
  • Do Not Assume StackingSome Finder products expressly exclude another referral, signup bonus or cashback offer. Select one eligible route before opening the account.
  • Meet the Deadline and Keep the AccountVerify the live campaign date, funding or approval condition, and any hold-through-fulfilment rule before claiming the reward.

Finder Referral Link FAQ

Is there a Finder referral code in Canada?

Finder provides a unique referral link rather than a manual promo code. Start with the tracked link and select the eligible product within Finder.

What is the highest current Finder Reward?

As checked November 9, 2026, BMO Performance Chequing advertises a $175 digital Visa reward, subject to strict eligibility including a 20-year BMO new-customer lookback.

Does the person I refer receive an extra bonus?

No extra friend-only referral reward is advertised. The referred member gets the regular Finder product reward if eligible, while the referrer may separately earn a Finder RAF reward.

Can Finder Rewards stack with my provider referral link?

Do not assume so. KOHO and Qtrade explicitly exclude competing referral or promotional routes; the individual product terms determine the rules.

Can I add a Finder referral after an application?

Finder requires the unique referral link before the eligible product action and does not publish a guaranteed retroactive referral attachment process.

How and when does Finder pay?

Finder verifies each reward and generally issues an eligible digital Visa card through Tremendous. The payment and dispute dates are different for each product.

View All Cash Back & Shopping Bonuses
Sources & Verification 8 First-Party Sources Terms checked