Finder Referral Code Canada 2026: Finder Rewards Explained
Finder uses a unique referral link rather than a typed code. Current Finder Rewards include up to $175 as a digital Visa card. The tracked link opens the current Finder offer; product terms determine whether you qualify.
How to Qualify
- Open the Tracked Finder Link Start with the tracked Finder link for the product you want and create a free Finder Member account, or log in if you already have one.
- Review the Current Finder Reward Review the current Finder Reward and product terms before applying. The BMO, Neo and KOHO rows below summarize the current reward amounts and core requirements.
- Complete the Product Requirements Complete the product's tracking, signup, funding and account-status requirements. If Finder confirms eligibility, you receive the product Reward.
The $175 Finder Reward currently applies to eligible BMO Performance Chequing signups. Other current Finder Rewards are summarized below.
We may receive a referral benefit if you qualify.
Tracked Finder link for the current $175 BMO Reward. Terms apply.
View $175 BMO Reward- To Qualify
- Use Finder LinkProduct-specific terms apply
- Deadline
- BMO: October 31, 2026
- Payout
- Digital VisaTiming varies by product
Finder Bonus Breakdown
| Bonus Component | Current Value |
|---|---|
| Finder MembershipCreate a Finder Member account or log in before claiming a Reward. | Free |
| BMO Performance ChequingApply through Finder in the same session and meet the BMO Reward terms. Offer ends October 31, 2026. | $175 Finder Reward |
| Neo Chequing or SavingsOpen through Finder and deposit at least $50 within 30 days. Offer ends October 31, 2026. | $80 Finder Reward |
| KOHOOpen and fund an eligible KOHO account through Finder. Offer ends October 30, 2026. | $75 Finder Reward |
| Extra New-Member Referral BonusUsing the referral link does not currently increase the standard Finder product Reward. | No separate amount stated |
| Referrer's RAF RewardPaid separately to the referrer when the referred member successfully qualifies under the current RAF terms. | BMO $75 · Neo $25 · KOHO $25 |
Does the Finder Referral Link Give You an Extra Bonus?
No Separate Referral-Only Bonus StatedFinder's FAQ says the referred member participates in the eligible product's standard Finder promotion while the unique referral link tracks the referral for the referrer. Current RAF terms list separate referrer rewards by product; they do not state an additional referral-only amount for the new member.
Finder Referral Bonus Requirements
- Canadian Finder Member The current Canadian RAF promotion is for Canadian residents. Individual Finder Rewards can add age, new-customer, product and account-history restrictions.
- Use the Tracked Product Link Use the unique tracked Finder link before completing the eligible product action. Finder says a referral cannot be manually linked afterward if the eligible action was completed without the referral link.
- Meet Every Product Requirement Satisfy every requirement in the current product Reward terms, including same-session application rules, matching Finder/provider details, funding requirements and keeping the account active where required.
Timing & Payout
- Membership Cost
- Finder says membership and participation in Finder Rewards are free.
- Reward Delivery
- Eligible Finder Rewards are sent electronically as digital Visa gift cards through Tremendous after eligibility is confirmed.
- Gift Card Window
- Finder says the emailed reward activation link is available for 12 months; the activated digital Visa card then expires after 6 months.
Important Finder Referral Details
- There is no typed Finder referral code in the current flow; Finder provides unique tracked referral links.
- Finder's current FAQ says all active Finder Rewards are eligible for its Refer-a-Friend program, but reward amounts and campaign dates can change.
- Finder says the referral link must track the eligible action and cannot be manually attached later.
- The primary CTA on this page uses the Finder referral identifier supplied for this page and currently opens the $175 BMO Reward.
- A Finder Reward and a provider's own signup offer have separate terms. Confirm the current offer page and provider terms before assuming they can be combined.
Finder Referral Code FAQ
What is the Finder referral code in Canada?
Finder currently uses a unique referral link rather than a typed referral code. Start with the tracked Finder product link before completing an eligible Reward so Finder can associate the referral correctly.
What do I get for using a Finder referral link?
You can earn the standard Finder Reward attached to the eligible product after meeting that product's terms. Finder does not currently state a separate extra new-member bonus solely for using the referral link; the separate RAF reward is paid to the referrer.
What are the current Finder Rewards shown on this page?
As checked on September 16, 2026, Finder lists a $175 digital Visa Reward for eligible BMO Performance Chequing signups, $80 for eligible Neo Chequing or Savings signups and $75 for eligible KOHO signups. Offers, deadlines and requirements can change.
Does the BMO Finder link also help the referrer earn a reward?
Finder's current RAF terms list BMO as an eligible product with a $75 RAF Reward to the referrer after the referred member successfully qualifies for the applicable BMO Finder Reward.
How much does the Finder referrer earn on Neo or KOHO?
Finder's current RAF terms list a $25 referrer reward for Neo Financial and $25 for KOHO when the referred member successfully completes the applicable eligible Finder Reward.
Is Finder membership free?
Yes. Finder currently states that becoming a Finder Member and participating in Finder Rewards are free.
Can a Finder referral be added after I sign up?
Do not rely on adding it later. Finder says the eligible purchase must be tracked through the unique referral link and it cannot manually link the accounts later for the RAF Reward.
How are Finder Rewards paid?
Finder currently sends eligible Rewards by email through Tremendous as digital Visa gift cards. Product-specific fulfillment dates determine when the Reward is sent.
Sources & Verification · 6 first-party sources · Sep 16, 2026
- Finder Rewards CanadaFree membership, current product Rewards, reward amounts and current offer contextView Source (opens in a new tab)
- Finder Refer-a-Friend TermsTracked-link requirement, current BMO/Neo/KOHO RAF amounts and campaign periodsView Source (opens in a new tab)
- Finder Refer-a-Friend FAQWhat the referred member receives, no manual referral recovery and referral timingView Source (opens in a new tab)
- Finder BMO Performance Chequing Reward Terms$175 Finder digital Visa Reward, October 31, 2026 deadline and BMO qualification rulesView Source (opens in a new tab)
- Finder Neo Reward Terms$80 Finder digital Visa Reward, $50 deposit requirement and October 31, 2026 deadlineView Source (opens in a new tab)
- Finder KOHO Reward Terms$75 Finder digital Visa Reward, funding requirement and October 30, 2026 deadlineView Source (opens in a new tab)
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